Malcolm Fernandes

Malcolm Fernandes

Tech Lead

Malcolm Fernandes is a highly skilled technical lead with over 8 years of experience in the fintech industry. Malcolm is responsible for overseeing the development and deployment of new technical systems. He works closely with teams of engineers and developers to identify and prioritize key projects, and he is skilled at communicating complex technical concepts to non-technical stakeholders.

What is Open Banking, and what does it entail?
Education

What is Open Banking, and what does it entail?

Open Banking emerged as a set of reforms by the PSD2 in 2018. It allows consumers and companies to share their financial information securely and in a standardised way with authorised parties. But what does Open Banking mean for businesses, exactly?

23 Jun 2022

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Funding Cloud
Tech blog

How is Funding Cloud solving problems for customers?

As a business owner, where do you go to find out what business finance is available to you? Lots of businesses use our free platform to find funding quickly. Now, Funding Cloud is making the process even faster. But what is it, exactly? Our CTO, Aleks Kudić, explains all in our latest Q&A.

26 May 2021

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Funding Cloud
Press

Funding Options transforms SME finance with first fully integrated real-time lending platform, the Funding Cloud (™)

Funding Options, the leading marketplace for business finance, has launched Funding Cloud (™), a technology and data-driven platform that will bring unparalleled scale and speed to the SME finance sector. Lenders including Just Cash Flow, iwoca, YouLend, Optimum Finance and FIBR have already integrated with Funding Cloud (™) to benefit from its innovative technology and as a highly efficient channel for customer acquisition. By Q4 this year, the company expects to have more than 30 lenders fully integrated. 

27 Apr 2021

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Default Hero - Funding Options
Education

A how-to guide for small business credit card processing

If you’ve come to this blog post, it’s likely that your new business is ready to start taking payments from customers. Congratulations – you’re one step further on your journey to success. Choosing a business credit card processor can be a challenge, especially as many of them perform the same tasks. However, there are subtle differences in things like cost and features, so it helps to do your research before you make a decision.

24 Nov 2020

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