Funding Options Blog

The growth hub for small and independent businesses


Commercial bridging loans explained

A commercial bridging loan is a type of short-term funding. For example, as a business owner you might use a bridging loan to cover the cost of a purchase while you wait for the sale of the asset you’re selling in order to purchase it to go through. The term ‘bridge’ is very revealing: essentially, the finance bridges a gap in funding until long-term funding is secured. Bridging loans are commonly associated with property purchases, but they can in fact be used for a range of business purposes.

8 Dec 2022

Coffee machine

What is asset finance and how does it work?

As a business owner, you might require additional funding to pay staff, foot a bill, purchase machinery, buy more stock – or something else entirely. Commercial asset finance is a flexible type of funding that can provide you with a working capital boost. It can also help you spread the cost of the equipment or machinery your business needs.

1 Dec 2022

front of a shop

5 things to consider when setting up your business premises

So, you’ve registered your business, have a team behind you and are ready to start selling your products or services. The only thing left to do is to secure a premises. To help you figure out where to look and what type of properties to explore, we’ve put together a handy list of things to think about along the way.

23 Nov 2022

money plant growth

5 strategies to help you recession-proof your business

The UK could face recession until the middle of next year, according to some economists’ predictions. To help support our SME community, we’ve pulled together 5 strategies that can help business owners like you to save money.

11 Nov 2022

glasses on desk with notebook and laptop open

How to complete your Self Assessment tax return

If you’re new to self-employment, the prospect of filling in a self-assessment tax return can seem daunting. The good news is there are lots of supporting documents out there to guide you through the process, and if in doubt, you can always contact HMRC. Here’s how to complete your tax return on time to avoid any late filing fees.

8 Nov 2022

black friday sale shop

Black Friday & Cyber Monday checklist for SMEs

With Black Friday and Cyber Monday just around the corner, you’ve probably already prepared your promotions and discounts. But have you missed anything out? To help you fine-tune and maximise your campaigns this year, we’ve pulled together a quick checklist for SMEs. Just in case you need a reminder –⁠ Black Friday falls on Friday 25 November this year, with Cyber Monday following suit on Monday 28 November.

4 Nov 2022

two women working at a cafe

Has the National Insurance Contributions increase been reversed?

On 23 September the then Chancellor of the Exchequer, Kwasi Kwartang, delivered a mini budget in which he announced a series of fiscal measures for the UK. He stated that the 1.25% rise in National Insurance Contributions (NICs) – which came into effect in April – would be reversed on 6 November 2022. The current chancellor, Jeremy Hunt, confirmed in his 17 October statement that the policy to reverse the 1.25% rise in NICs would still go ahead. The dividends tax increase which was also implemented in April will stay in place. So what does the NICs reversal mean for your business?

3 Nov 2022

red helmet used on construction site

The best real estate loans: how does property development finance work?

The property development finance market can feel overwhelming, but knowing some fundamentals can help you to navigate it. At Funding Options, we’re here to help guide you through the funding process – from application to funds released. Here’s what you need to know about property development finance.

24 Oct 2022

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5 types of small business loans you can use to expand your business

Whether you’re looking to increase turnover, purchase new equipment, expand into a new location, or take advantage of upcoming growth opportunities, business finance can provide you with the funding boost you need to reach your goals. Here are 5 types of business finance that can be used to fund expansion.

24 Oct 2022


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